All landlords have legal responsibilities to tenants, members of the public and their property. Most landlord insurance policies usually offer some legal protection. Consider policies that include Property Owners Liability insurance which covers landlords legal liability for death or bodily injury caused to members of the public and for loss or damage to property not owned by you or in your custody or control.

According to the insurer your policy may also cover you for legal liability arising under various applicable legislation such as health and safety, gas safety, defective premises and payment for court attendance if required in connection with a legal claim.

Landlord Insurance Legal Protection

There are a variety of legal problems which could arise when renting out property such as tenancy contract disputes, repossession, payment defaults, debt recovery and so on. Some insurers will offer comprehensive legal protection covering ownership and leasing of residential property. This is specialist cover either offered as an optional extra as part of a business or landlords insurance policy.